Your interests
always first

1. Determine your financial goals. Before seeking a financial advisor, it’s important to have a clear understanding of your financial objectives. Whether it’s saving for retirement, buying a house, or starting a business, knowing your goals will help you find an advisor who specializes in the areas you need assistance with.

2. Research and find potential advisors. Look for financial advisors who have expertise in the areas relevant to your goals. You can ask for recommendations from friends and family, or use reputable search platforms to find professionals in your area.

3. Share relevant information. Once you’ve chosen an advisor, you’ll likely need to provide them with information about your financial situation, such as income, expenses, assets, and debts. This information will help them understand your current position and develop an appropriate financial plan.

4. Create your financial plan. Collaborate with your advisor to develop a comprehensive financial plan tailored to your goals. This plan may include budgeting, investment strategies, retirement planning, tax planning, and more.

We will. We are legally and ethically obligated to act in the best interests of our clients—a fiduciary standard. Our financial advisors are expected to put the interests of their clients ahead of their own and to exercise a high standard of care and loyalty. We will go beyond simply providing suitable advice—acting in your best interest, performing duties such as:

1. Duty of loyalty. Our advisors must act in the best interests of the client and avoid any conflicts of interest that could compromise that duty.

2. Duty of care. They must exercise a high standard of care and competence in providing advice, making investment decisions, or managing assets.

3. Duty to disclose. They must provide accurate information about fees, compensation, potential conflicts of interest, and details that may impact your decision-making.

Not all financial professionals are held to a fiduciary standard. Some may operate under a suitability standard, which means they must provide advice that is suitable for the client’s objectives, but not necessarily in their best interest.

Personalized. Risk management strategies must be tailored depending on individual circumstances and goals. Our qualified financial advisors will work closely with you to understand your specific needs and develop a risk management approach that is suitable for you. Some general risk management approaches we commonly use include:

1. Risk tolerance assessment. Financial advisors typically begin by assessing your risk tolerance. This involves understanding your comfort level with market fluctuations, investment volatility, and the potential for financial loss. Based on your risk tolerance, we can tailor investment recommendations and strategies to align with your preferences.
2. Diversification. This risk management strategy involves spreading investments across various asset classes, sectors, and geographic regions. By diversifying your portfolio, you can potentially reduce the impact of losses from any single investment and mitigate overall risk.
3. Asset allocation. Advisors often determine an appropriate asset allocation strategy based on your risk tolerance, investment goals, and time horizon. This involves allocating your investment portfolio among different asset classes (e.g. stocks, bonds, cash, real estate, etc) to balance risk and return potential. The mix of assets can be adjusted over time to adapt to changing market conditions and your evolving needs. *There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
4. Regular portfolio monitoring. Our advisors will regularly monitor and review your investment portfolio to ensure it remains aligned with your risk tolerance and goals. This monitoring helps identify any deviations from the target asset allocation and allows for adjustments or rebalancing if necessary.
5. Periodic reviews and adjustments. Risk management involves ongoing communication and periodic reviews with your financial advisor. These reviews provide an opportunity to reassess your financial situation, investment performance, and goals. Adjustments can be made to the investment strategy or asset allocation to accommodate changes in your circumstances or market conditions.
6. Risk management tools. Our advisors may use proprietary risk management tools to mitigate specific risks within your investment portfolio. These tools seek to protect against extreme market movements or potential losses in certain investments.

No. Our goal is to provide elite wealth management for everyone, regardless of their socioeconomic profile.

Schedule a meeting with one of our advisors and we will help you to start your journey towards achieving your retirement goals.